The True Cost of Yacht Ownership | Buyer's Guide
The True Cost of Yacht Ownership
A useful rule of thumb: annual running costs often land around 10% of a yacht’s value. Here is where it goes.
The 10% rule
As a planning figure, many owners budget roughly 10% of the yacht’s value per year for running costs — more on older or heavily-used yachts, less on small owner-operated boats. Treat it as a starting point, then build a real budget.
Where the money goes
The main lines are crew (if any), berthing, fuel, insurance, routine maintenance and servicing, and periodic refit and haul-out. Depreciation is the quiet cost that a smart purchase minimises.
Plan before you buy
The happiest owners size their yacht to a budget that includes running costs, not just the purchase price. NGY builds a realistic ownership budget with you as part of the buying process — so year one holds no surprises.
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